Control Your Money
Before it Gets Spent
VaultSplit structures every sale at the moment it happens, allocating taxes, expenses, capital and profit automatically before mistakes can happen.
No spreadsheets, No guesswork
AI Voice Hands-Free CFO
We’re excited to introduce The VaultSplit AI Voice Hands-Free CFO rolling this Q4 2025.
Now you can manage your finances without lifting a finger just by speaking naturally: “Move $200 from savings vault to expense vault” or “Add $1,000 to my Tax vault”. Your AI CFO handles it instantly and talks back.
Perfect for when you’re driving, multitasking, or on the go.
Agentic AI Accounting Firm
Big news: In 2026, VaultSplit will launch the full web version Agentic AI Accounting Firm. Imagine an always-on, AI-powered accounting team that doesn’t just split and track your money but acts like a proactive partner, forecasting, advising, and automating complex tasks for your business. Autonomous Finance is the future and VaultSplit is building it.
What Makes VaultSplit Different?
Most finance tools watch what happens to your money. VaultSplit decides what happens to it.
We structure every sale the moment it arrives, automatically allocating for taxes, expenses, capital, and profit so decipliine is built in by default.
Revenue Structured at Arrival
Every sale is organized the moment it comes in. Money is automatically allocated into separate vaults for taxes, expenses, capital, savings and growth before it can be misused.
Taxes Reserved, Not Remembered
Tax money is separated upfront, not chased after. Your tax obligations are handled as revenue arrives
Spending With Built-in Guardrails
Expenses are paid from dedicated funds, not mixed cash.
You always know what's safe to spend without slowing your business down
Profit With Intent, Not Hope
Savings, reinvestment, and free-to-spend money are clearly defined.
VaultSplit turns left over cash into deliberate decisions, not emotional ones.
Struggling With Business Finances?
We get it. You’re not bad with money, Your money has no structure.
The Real Problem
- Every sale lands in one account, fully spendable.
- Taxes, expenses, growth and personal spendings all compete for the same cash
- By the time you "review the numbers" the damage is already done.
Why It Feels Impossible
- Money moves faster than discipline.
- Decisions happen in the moment, under pressure.
- Existing tools only tell you what went wrong after it happens.
How VaultSplit Fixes This
- Structure at the Moment of Sale: Every payment is split into clear vaults before it can be misused.
- Built-in Financial Guardrails: Taxes, expenses, savings and growth are reserved automatically
- One Source of Truth: You always know whats safe to spend, no spreadsheets, no guesswork.
Financial intelligence that works before problem happen.
VaultSplit AI isn’t a standard chatbot or dashboard. It’s a control layer that watches how your money moves and helps you make decisions while they still matter.
What makes VaultSplit different?
Financial discipline breaks under pressure. VaultSplit removes the need for discipline by enforcing structure automatically.
Spending Guardrail signals
Get real-time signals when spending approaches predefined limits, so decisions stay aligned with how your money was structured, not how you feel in the moment.
“Image examples of system feedback after money has been structured”
Flow Pattern Insights
VaultSplit analyzes how money moves across vaults over time, highlighting shifts that affects runway, obligations or growth capacity.
“This is an Image sample of system feedback after money has been structured”
Obligation Protection Signals
VaultSplit confirms that upcoming obligations are already reserved, and red flags only when something breaks structure.
“This is an Image sample of system feedback after money has been structured”
Forward-looking Control Signals
VaultSplit projects future cash position based on current vault flows, so risks appear before they become problems.
“This is an Image sample of system feedback after money has been structured”
Sits above your existing tools, Not replaces them
VaultSplit connects to your sales, payments, and accounting systems to enforce structure at the moment money moves, before downstream tools ever see it.
Here’s How VaultSplit is Transforming businesses like yours.
Read stories of how VaultSplit is helping users automate their finances and improve their businesses.
Flexible Pricing Plans
Get access to powerful financial tools with pricing that adapts to your lifestyle, making it easy to stay in control of your money without breaking the bank.
VAULTSPLIT GO
$0 /month
- paid monthly
Ideal for Solopreneurs & small businesses managing cash flow efficiently.
- Free to use with a 1% transaction fee on all automated revenue splits.
- Four smart vaults for vendor payments, taxes, savings, and investment.
- AI-powered spend tracking and basic financial reports.
- Automated supplier payments & tax compliance assistance.
- Standard support via chat & knowledge base.
- No monthly subscription – pay only when you use VaultSplit.
VAULTSPLIT PRO
$14.99 /month
- paid monthly
For growing businesses that need advanced automation & financial insights.
Everything in freemium plus:
- Everything in freemium
- A reduced transaction fee on revenue splits.
- Advanced AI analytics for revenue forecasting & profit optimization.
- Customizable wallet rules & automation (e.g., percentage-based or scheduled splits).
- Priority support with faster response times.
- Integrations with bookkeeping software (QuickBooks, Xero).
ENTERPRISE
Custom /month
- paid monthly
Ideal for high-volume e-commerce businesses with complex financial needs.
- All Plus Features
- Dedicated account manager & priority onboarding.
- Lower transaction fees (custom rates based on volume).
- White-label & API access for custom financial workflows.
- Advanced multi-user access & team permissions.
- Enhanced security & compliance (SOC 2, PCI DSS).
- Custom integrations with ERP & accounting platforms.
- Contact sales for a personalized quote.
BASIC
$0 /month
- paid yearly
Ideal for Solopreneurs & small businesses managing cash flow efficiently.
- Free to use with a 1% transaction fee on all automated revenue splits.
- Setup one business with four smart vaults for capital, taxes, savings, and investment.
- Shopify integration
- WhatsApp Business and Telegram integration
- Limited access to AI voice mode
- No monthly subscription – pay only when you use VaultSplit.
PREMIUM
$12.90 /month
- paid yearly
For growing businesses that need advanced automation & financial insights.
Everything in freemium plus:
- Everything in Basic
- Setup three business account
- Advanced Voice interactive AI and analytics for revenue forecasting & profit optimization.
- Customizable wallet rules & automation (percentage-based & scheduled splits).
- Integrations with ecommerce platforms (Shopify, Amazon, Woo-Commerce).
- Integrations with bookkeeping software (QuickBooks, Xero).
- Exclusive access to Premium Perks and more
ENTERPRISE
Custom /month
- paid yearly
Ideal for high-volume e-commerce businesses with complex financial needs.
- All Plus Features
- Dedicated account manager & priority onboarding.
- Lower transaction fees (custom rates based on volume).
- White-label & API access for custom financial workflows.
- Advanced multi-user access & team permissions.
- Enhanced security & compliance (SOC 2, PCI DSS).
- Custom integrations with ERP & accounting platforms.
- Contact sales for a personalized quote.
Common Questions & Answers
Here’s everything you need to know about VaultSplit, from features to getting started.
Got any specific questions?
What is VaultSplit?
VaultSplit is a payment automation platform that helps businesses and freelancers automatically split payments between multiple recipients, ensuring seamless financial transactions without manual intervention.
How does VaultSplit work?
VaultSplit allows you to set predefined rules for splitting incoming payments. Once a payment is received, it is automatically distributed to designated recipients based on your set parameters, such as percentages, fixed amounts, or priority-based allocations.
Who can use VaultSplit?
VaultSplit is designed for:
- Freelancers who need to split payments with collaborators or subcontractors.
- E-commerce businesses that automate payments to suppliers, dropshippers, or partners.
- Agencies & teams managing payouts to multiple stakeholders.
- Subscription services handling revenue sharing.
What makes VaultSplit different from regular payment platforms?
Unlike regular payment platforms that require manual transfers, VaultSplit automates the entire payment-splitting process, ensuring accuracy, reducing errors, and saving time.
Can I customize how my payments are split?
Yes! VaultSplit offers flexible splitting options, including:
- Percentage-based splits
- Fixed-amount allocations
- Conditional or rule-based splitting
What payment methods does VaultSplit support?
VaultSplit integrates with multiple payment gateways, including bank transfers, credit/debit cards, and digital wallets. We continuously expand our payment options to ensure global accessibility.
Is VaultSplit secure?
Absolutely! VaultSplit uses bank-level encryption, multi-factor authentication (MFA), and fraud prevention mechanisms to protect your transactions and financial data.
Can I track my transactions in real-time?
Yes, VaultSplit provides a real-time dashboard where you can monitor all transactions, payment statuses, and payout distributions with complete transparency.
How do I get started with VaultSplit?
Getting started is easy:
- Sign up for a free account.
- Connect your payment method and set up your recipients.
- Create your splitting rules and let VaultSplit handle the rest!
What happens if a payment fails?
If a payment fails, VaultSplit will notify you immediately. You can either retry the payment manually or set up auto-retry rules to handle failed transactions automatically.
Does VaultSplit charge any fees?
VaultSplit offers competitive pricing with a transparent fee structure based on transaction volume. Check our pricing page for detailed information.
Can I integrate VaultSplit with my existing business tools?
Yes, VaultSplit supports multi-currency transactions and works with businesses globally. Some regional restrictions may apply depending on local regulations.
Does VaultSplit work internationally?
Yes! VaultSplit supports integrations with e-commerce platforms, invoicing software, accounting tools, and API access for seamless automation.
Mobile App
Now Available!
VaultSplit is curently in MVP stage, We are actively building out full automation, live payments and AI features. Join us early and grow with the future of financial automation.
MVP Live now on iOS and Android — choose your experience.
Your Guide To Smarter Money Management
Actionable tips, expert insights, and powerful guides to help entrepreneurs automate, grow, and stay financially sharp. Powered by VaultSplit.
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